Gross‑to‑Net Salary Calculator for Germany and Czechia

Enter your gross pay and see your 2026 net pay in Germany or Czechia, with every tax and contribution listed.

Made with the tool builder

Germany only. I single, II single parent, III and V married couple, IV married with similar pay, VI second job.

Germany only. Paid if you are a registered church member.

Your result will appear here.

Pick Germany or Czechia, enter your gross pay per month or per year and see your net pay under the 2026 rules: income tax, solidarity surcharge, church tax and each social insurance line.

How to use the Gross-to-Net Salary Calculator

Choose the country, enter your gross pay and say whether it is monthly or yearly. For Germany, pick your tax class and church tax. Each line of the result is one deduction, with the source.

How Germany is calculated

Income tax follows the official 2026 wage tax program plan of the Federal Ministry of Finance, for all six tax classes. Pension (9.3%), unemployment (1.3%), health (7.3% plus half the extra rate) and care insurance are taken on pay up to the 2026 caps, with the 2026 average health fund extra rate of 2.9%. Child allowances on church tax and the solidarity surcharge, mini and midi jobs and private health insurance are not covered.

How Czechia is calculated

The monthly tax advance is 15% of gross pay, rounded up to whole hundreds, and 23% above CZK 146,901. The taxpayer credit of CZK 2,570 and child benefits are taken off, as for a main job with a signed tax declaration. Social insurance is 7.1% and health insurance 4.5% of gross pay.

Questions

Which year do the figures use?

2026: the German wage tax plan and social insurance caps for 2026, and the Czech rates and limits for 2026.

Why is my payslip different?

Payslips can include tax-free allowances, company pensions, benefits in kind, a different health fund rate or a midi job. Those are not part of this calculator.

Which German tax class should I pick?

Class I if you are single, II if you are a single parent, III or V if you are married and one partner earns more, IV if you earn about the same, and VI for a second job.

Is this tax advice?

No. It shows a standard payroll for the employee. For your own case, ask a tax adviser.